Quicken loans logo jobs
I am in need of a comprehensive business plan focused on a technology industry, primarily crafted to secure a bank loan. As such, the business plan should instill confidence in our financial viability and be convincing enough for loan approval. Key responsibilities would include: - Researc...include: - Researching and understanding the nuances of the technology industry - Detailed financial planning including projected revenues, costs, and profitability Ideal freelancers for this job will: - Have a deep understanding and experience in the technology industry - Have strong financial planning capabilities - Show a proven track record in crafting successful business plans for securing bank loans - Be able to communicate technical and financial details in an understandable and compe...
I'm in need of a professional, eye-catching flyer/brochure that highlights our company's services, particularly focusing on business loans and working capital loans. Our target audience comprises small businesses, so the design should appeal to this demographic. Key Points: - The primary aim of the flyer is to promote our company's services to small business owners. - The design must be professional, engaging and ideally suited for small businesses. - The flyer should highlight our services such as business loans, working capital loans, two-wheeler loans and the appointment of Direct Selling Agents (DSA). - The design should be informative and persuasive, encouraging potential clients to reach out to us. Ideal Skills: - Prior experience ...
I am looking for a dedicated and professional female telecaller. ...both individual and business clients. Key Responsibilities would be: - Making outbound calls to potential customers - Providing details about our personal loan and credit card offerings - Converting these interactions into tangible sales Ideal Candidate's Skills and Experience: - Female candidates only - Proven experience in telecalling, specifically in sales of financial products like Personal Loans and Credit Cards - Outstanding communication and negotiation skills - Ability to create rapport with customers Working Hours: I expect you to work for less than 4 hours daily. It will be about managing your time effectively for max connectivity & productivity. A detail oriented and consistent approach is a ...
...in need of a Windows-based finance application with an intuitive GUI. This app needs to be able to track personal debts and loans, generate financial reports, and set up payment reminders. Key Features: - Debt Tracking: The main function of this app is to track personal debts and loans. It should allow for easy input and updating of these records, with clear visual representation. - Financial Reports: The app should be able to generate detailed and clear financial reports based on the data entered. These reports should be accessible and easy to understand for users. - Payment Reminders: The app should allow for the setting up of payment reminders for debts and loans. This feature should be customizable to fit user preferences. Skills and Experience: - Proficient ...
As the driving force behind this innovative Fintech project, I'm in need of talented individuals with precision in both web and Android application development. Specific ...Building a powerful and reliable website backend - Incorporating an effective user authentication system In addition to this, the Android application developer should be capable of: - Implementing a user registration and login system - Delivering push notifications - Installing in-app purchase functionality The main purpose of this project is to create an efficient Fintech application that provides loans and offers other valuable financial services. The ideal candidate(s) should possess substantial experience in both web and Android platform development, with an added bonus for experience in Fintech or r...
...For those who have employees, these are typically independent contractors also operating under 1099. 3. **Monthly bookkeeping services** for the same set of clients, utilizing Quicken or QuickBooks for straightforward accounting tasks. Ideal Candidate Profile: - Profound knowledge of the U.S. tax code, with the ability to leverage current tax laws, credits, and benefits effectively to minimize tax liabilities under appropriate entity statuses. - Proven track record in handling tax filings for self-employed individuals and businesses with simplicity and precision. - Expertise in accounting software, specifically Quicken and QuickBooks. - Ability to deliver work promptly and maintain accuracy in a fast-paced environment. Project Requirements: - Please provide your detailed...
...it to seek for justice. I can’t sleep at nights due to night mares. I have lost my life since this person also seizing close to 100k+ USD dollars off me. The coercive control for 7 days is the worst part and I need someone that can help me put this together now today I have files too so someone who’s series so they can get him so he stops harassing me with death and my life and identity theft of loans etc his ruining my life. Please only bid on this project if you have direct experience in dealing with similar cases and can provide the necessary support and assistance swiftly. I have a lot more to share and and don’t know what to file against this person . They also made Britney Spears non existent to me whilst hacking me coercively my body and all my devices...
I'm looking for an experienced app developer to create a modern peer-to-peer lending application for both iOS and Android platforms. Key Functionalities: - User Registration/Login: Seamlessly onboard users into the app with secure registration and login functionalities. - Loan Application and Management: Enable borrowers to apply for loans and manage their borrowing experience within the app. The app should be designed in a modern style, with a clean, user-friendly interface to ensure an engaging user experience. Ideal Skills: - Proficiency in iOS and Android app development - Experience in developing finance or lending applications - Strong grasp of modern design principles for mobile applications - Knowledge of secure user registration and loan management systems - Previ...
I'm in need of an experienced developer who can help me create an online application for businesses in need of fast loans. Key Features - The application should be a user-friendly and smooth experience, with a clear focus on effortless use for both businesses and loan officers. - It should have instant loan approval, ensuring that the process is as quick as possible. - The application should also have the capability for users to upload necessary documents directly on the platform. This project requires a professional with prior experience in developing online loan applications and a good understanding of the financial sector. A background in user experience design for online forms would be a big plus.
I'm seeking a talented web developer to create a lead generation website that caters to individuals seeking auto loans for both new and used cars. Key Components: - The primary function of the website will be lead capture. Users should be able to submit an online form with specific details including their personal contact information, employment status, and the details of the car they're looking to finance. - The website should be user-friendly and intuitive, encouraging users to complete the form and provide the necessary information. - The design should be engaging and professional to instill trust and credibility in potential clients. Ideal Skills and Experience: - Proven experience in building lead generation websites, especially in the finance sector. - Proficien...
...blockchain developer with strong Python expertise to build a cutting-edge cryptocurrency arbitrage bot. This bot will leverage flash loans for automated profitable trades on major decentralized exchanges. **Core Functionality:** * **Real-time Monitoring:** The code must continuously monitor cryptocurrency prices across all major decentralized exchanges (DEXs). * **Arbitrage Detection:** The bot will use Python for data analysis to identify profitable arbitrage opportunities where a significant price difference (exceeding 0.09% + gas fees) exists for the same cryptocurrency across different DEXs. * **Flash Loan Integration:** The bot will intelligently initiate flash loans on Aave using Solidity smart contracts, maximizing loan amounts for the highest possible profit. ...
I need a professional web developer to design and create an engaging website aimed at advertising my brokerage company. This website will focus on endorsing our vast variety of services which include real estate brokerage, insurance brokerage, financial brokerage, home loans, and car loans. Key properties of the website should include: - User-friendly interface - Captivating graphics - Clear, concise content - Easy navigation for great user experience The website must be designed exclusively for online advertising. As such, the ideal freelancer should have a solid understanding of online marketing trends and advertising strategies, in addition to top-notch web development skills. Proficiency in SEO, content creation, and graphic design is also beneficial for this projec...
...e-commerce websites. My storefront will primarily be selling Health & wellness products, and I'd like these to be effectively displayed and organized on the site. Key Features I'm Looking for: - User-friendly design that makes browsing and purchasing easy for any potential customer. - A smooth and secure checkout process to encourage confidence in buyers. - A search bar function for users to quicken their product discovery process. Ideal skills: - Proficiency in e-commerce platforms like Shopify, WooCommerce, or Magento. - A great eye for user interface and experience design. - Knowledge in SEO to maximize the site's online visibility. - Proficient in secure payment gateway integration for safe transactions. Experience: - At least 1-2 years in the e-commer...
I have an affiliate project in Sweden. It is about private individuals living in Sweden (my main target is people with an immigrant background in Sweden, such as Iranians, Arabs, Spanish...) to fill in a free form to compare their loans and credits for free. This also applies to anyone who wants a new loan. We work with over 40 banks and increase their chances in this way. I am looking for someone who can, through digital marketing, give me leads who fill out the application. I can pay 9 usd per application coming from your channel including marketing cost. So it's a commission. I think you can get a customer with a maximum of 2 usd marketing and that means you get to keep 7 usd per customer. I want at least 5 customers per day. if you are interested in it, you can write to me ...
I am looking to create an engaging eBook focused on the topic of home loans. It will serve as a comprehensive guide, with particular emphasis on: - Finding the best interest rates - The loan application process - Eligibility criteria - Tips on paying off a mortgage sooner The strategies will include making additional payments each month, refinancing and switching to a bi-weekly payment schedule. Ideal candidates for this project are experienced in eBook design, while knowledge in financial literacy, especially in home loans, is of great advantage. Applicants should be able to combine textual content and visual elements effectively to create an engaging, user-friendly resource.
...System. To optimize our operational flow, the solution should focus on significant areas which includes: - Exhibition and Artifact Management: Efficient system to manage our extensive collection of exhibits and artifacts. The candidate should have prior experience in inventory management, preferably in a cultural or educational setting. - Loan and Artifact Specification: Our institution frequently loans exhibits for educational and research purposes. The system should allow for tracking of borrowed artifacts, their conditions, and their return dates. - Documentation: Crucial is the ability to document artifact specifications and history. The system should have a provision for cataloging and categorizing artifacts to streamline our academic research and exhibition planning proc...
...estate business I'm planning to launch in Asia. Key Requirements: - Expertise in securing loans for real estate businesses - Strong network of potential international investors - Excellent communication skills - Ability to understand and convey my business vision to potential lenders The ideal freelancer will have a background in finance, real estate, or a related field, and will be able to clearly articulate the potential return on investment for the loan providers. This project requires someone who is proactive, creative, and well-connected in the international investment community. If you have experience with international investors, real estate financing, and a solid track record of securing loans for new businesses, I want to hear from you. I look forward t...
This project involves developing a sleek, innovative DeFi app that highlights exceptional functionalities such as Flash Loans, arbitrage, smart contracts, and security features. All these will be presented in a profit-focused, modern, and user-friendly interface. Besides, the app should offer: - MetaMask Integration for a secure OAuth login. - Real-time DEX arbitration on leading platforms (Ethereum, Binance Smart Chain, Solana (SOL), Avalanche (AVAX), Polygon (MATIC)). - A dynamic Flash Loan display, showing the profit display and transaction history. - Security audits to guarantee user safety as they engage in complex DeFi trading activities. For this task, familiarity with DeFi, Blockchain, and Cryptocurrency is paramount. A background in UI/UX design will also be beneficial du...
I am spearheading an ambitious project to establish a lending company, specializing in providing instant cash loans against assets ranging from $1,000,000 to $50,000,000. Our unique proposition is to connect our valuable network of private lenders with potential borrowers. This plan will focus on the development of a seamless lending platform with key functionalities: - An accurate loan calculator - An automated, hassle-free lending process - A comprehensive user account management system The assets we plan to accept as collateral span across: - Real estate - Vehicles - Jewelry I am seeking a freelancer with a keen business acumen and an innovative approach. You should have prior experience in lending platform development and business planning. Strong financial modeling skill...
I am spearheading an ambitious project to establish a lending company, specializing in providing instant cash loans against assets ranging from $1,000,000 to $50,000,000. Our unique proposition is to connect our valuable network of private lenders with potential borrowers. This plan will focus on the development of a seamless lending platform with key functionalities: - An accurate loan calculator - An automated, hassle-free lending process - A comprehensive user account management system The assets we plan to accept as collateral span across: - Real estate - Vehicles - Jewelry I am seeking a freelancer with a keen business acumen and an innovative approach. You should have prior experience in lending platform development and business planning. Strong financial modeling skill...
I need assistance with opening a Quickbooks file that was saved in 2009. The file contains important financial data which I urgently need to access. I am currently using Reckon Accounts 2013 Pro and did not keep the earlier versions of the Quicken software. Based in Australia, I have evidence that I own the company who owns the Quickbook file and the software registration details. What I don't have is knowledge of the specific password that I used for the file at the time. I have a list of 35 passwords that I was using for various tech systems around 2009. One of which is likely to open it or as a professional you may know a different way to access the data. At minimum I need from you an Microsoft Excel or Libre Calc file of all of the data in its fields that I can work ...
I need assistance with opening a Quickbooks file that was saved in 2009. The file contains important financial data which I urgently need to access. I am currently using Reckon Accounts 2013 Pro and did not keep the earlier versions of the Quicken software. Based in Australia, I have evidence that I own the company who owns the Quickbook file and the software registration details. What I don't have is knowledge of the specific password that I used for the file at the time. I have a list of 35 passwords that I was using for various tech systems around 2009. One of which is likely to open it or as a professional you may know a different way to access the data. In addition to a Reckon Accounts 2013 Pro file of the data I can use, at minimum I need from you an Microsoft Exce...
...announcement boards help facilitate communication between administrators, teachers, parents, and students. - Financial Management (payment Integration) : Schools need software to manage financial aspects such as fee collection, payroll, budgeting, invoicing, and financial reporting. - Library Management: For schools with libraries, software should support functions like cataloging books, managing loans, tracking overdue items, and generating library reports. - Support and Training: Adequate support on code walk through and training should be provided by the software vendor to help users effectively use the software and troubleshoot any issues that may arise. Platform Compatibility: I want the software to be compatible with mobile, Web and cloud platforms. This will ensure easy ...
I'm looking to hire an experienced digital marketer, specialized in Social Media Marketing (SMM) and Pay-per-click (PPC) advertising. I have an affiliate project in Sweden. It is about private individuals living in Sweden (my main target is people with an immigrant background in Sweden, such as Iranians, Arabs, Spanish...) to fill in a free form to compare their loans and credits for free. This also applies to anyone who wants a new loan. We work with over 40 banks and increase their chances in this way. I am looking for someone who can, through digital marketing, give me leads who fill out the application. I can pay 9 usd per application coming from your channel including marketing cost. So it's a commission. I think you can get a customer with a maximum of 2 usd market...
I need a qualified developer to design and implement a comprehensive microfinance Management Information System (MIS). The system should primarily focus on: - Loan management - Client management - Loan tracking -interests, fees, penalties calculation etc. - Expenditure handling - Group loans (up to 5 clients) management with either weekly or monthly payments - Capital, - Reporting This system is to be accessible with varied user roles including: - Administrators - Loan officers The ideal freelancer for this project should have a strong background in developing robust and scalable management systems, coupled with a deep understanding of the microfinance landscape. Expertise in user role management and versatile reporting techniques are highly valued. It could be based on Workshee...
- **Project Title:** Solar Empowerment Initiative for Underserved Communities - **Objective:** Provide affordable solar solutions to address energy needs in rural and underserved areas of India. - **Key Components:** - Product Distribution: Deliver solar lanterns, home systems, fans, bulbs, and agricultural equipment. - Financing Options: Offer micro-loans, installment plans, and government subsidies to make products accessible. - Training and Education: Provide workshops and training on installation, maintenance, and usage of solar products. - Community Engagement: Conduct awareness campaigns and build partnerships with local organizations. - **Target Impact Areas:** - Economic Empowerment: Reduce energy expenses, stimulate economic activities, and enhance livelihoods. ...
I am searching for a determined and experienced developer to design an Electronic Health Record (EHR) system using blockchain technology. To provide more efficient medical care, this ...systems - Understanding of medical terminologies, particularly related to diagnosis - Strong understanding in incorporating user roles in system design - Detail-Oriented and adherence to data privacy and protection standards - Demonstrated experience in healthcare or medical projects would be a significant plus. By developing this system, we aim at improving the overall patient care experience, quicken the decision-making process and enhance data security. If you can deliver high-quality work within a specified timeline, please place your bid. Looking forward to transforming the healthcare industry...
I need an Android application specifically designed for managing microfinance loans for individuals. This app should provide an effective platform for various operations including: - Opening new accounts - Loan management - Sending payment reminders - Setting up center meetings - Updating KYC and mobile number details This app will primarily be marketed to individuals seeking an efficient means of managing their microfinance needs. Ideal freelancers for this project would be experienced with Android development, specifically coding features such as loan management, user account management and notification systems. Experience with microfinance or financial app development will aid in understanding the user requirements and expectations.
Hi I am seeking an informative website tailored for farmers engaged in agriculture. This platform should provide comprehensive details about loans, services, and other relevant resources pertinent to agricultural needs. Please only connect if you have experience with similar projects. Thank you.
I'm looking for an experienced developer who can design a trading bot for Solana via the Solana Mainnet RPC node. - Flash Loan Detection: The bot should have the capability to detect and execute flash loans proficiently. The bot need to track solana swaps to meme coins before they are approved and on a block Ideal skills for this role entail a comprehensive understanding of Solana, as well as experience in designing trading Bots. Extensive knowledge in flash loans, arbitrage trading, and liquidity mining will be highly favorable. Basic knowledge of RPC nodes is also necessary for the successful completion of the task. This project is ideal for meticulous professionals with a knack for detail and design.
I need people from sweden to fill in an loan application. You can do it in any social media platform you want. I will pay 9usd per lead including cost of marketing. I need at least 5 leads a day. This is a long term job. The application is free with 11-12 questions total. It can help people to save money on there existing loans or finding the best new loan. We compare over 40 banks to ashore that they can get the best options. Our main target is people with foreign background living in sweden so the material for marketing wilk be in different languages.
I am currently encountering an issue on Google Analytics which deals primarily with the incorrect reporting of traffic sources. I believe there might be a configuration error on how my platform is set-up, causing the discrepancies in the data. K...skills and expertise required include: - In-depth knowledge of Google Analytics - Experience troubleshooting and resolving analytics discrepancies - Proficient in understanding web traffic patterns - Strong understanding of analytics setup Given the problem at hand, it might also be beneficial if you have had previous experience dealing with similar issues. While it is not mandatory, it would quicken the resolution time. As the specific traffic sources that are not being correctly reported are unknown, you might need to conduct an over...
...The Opportunity We are seeking a highly skilled and motivated Smart Contract Developer to join our team on a project basis, with the potential for long-term collaboration. The successful candidate will be responsible for developing a robust arbitrage smart contract utilizing flash loans. This role offers a unique opportunity to not only contribute your technical expertise but also share in the profits generated by your work. Responsibilities - Design, develop, and deploy an arbitrage smart contract using flash loans across various blockchain platforms. - Conduct thorough testing and debugging to ensure security, efficiency, and scalability. - Collaborate with the team to analyze market opportunities and integrate the smart contract with current and emerging DeFi protocols...
I'm looking for a skilled and experienced YouTube video editor, specifically with a knack for editing how-to tutorial videos. In particular, the project revolves around VA Mortgage videos in the real estate field. The content will cover crucial topics like VA loan eligibility, benefits of VA loans, and the VA loan process. Having an understanding of these topics or prior background in real estate would be beneficial. I'm looking for a simple cut-and-join editing rather than a cinematic or a storytelling approach. Your role will involve making the content concise and engaging for my audience. Prior experience in this type of content would be preferable. @VA-Loan-Advisor?si=9E-ghZ3Rj9vzOKlm
More details: What kind of logo design are you looking for? Elegant and luxurious Which aspect of your business should the logo emphasize more? Real-estate buying and selling Do you have any color preferences for the logo? Neutral and earthy
I'm seeking a seasoned financial content writer for a series of Australian finance blogs. These articles are intended for millennials and small business owners, therefore the tone should be educational yet accessible. Key Content Areas: - Personal finance tips: This includes but is not limited to budgeting, personal loans, home ownership, superannuation, and preparing for the unexpected. - Investment strategies: Diving into different investment opportunities, comparing risks and returns, and offering how-to guides for beginners. - Taxation advice: Breakdowns of complex Australian tax laws, handy tips for increasing deductions, filing procedure to avoid penalties. Content Schedule: I am looking for well-researched, SEO-friendly blog posts to be published once a week. Ideal S...
I require a comprehensive loan management software that can efficiently handle loan application processing, automated loan approvals, and payment tracking with reminders. It needs to be supportive of multiple types of loans, scaling to meet diverse loan scenarios. To aid customers during the loan process, the software must support a variety of loan calculators, including simple interest, compound interest, and amortization calculators. Ideal freelancers for this project will be proficient in developing financial software, with knowledge in lending processes and calculations. Familiarity with secure payment systems and loan products would be a plus.
As part of my project, I'm looking for an expert data analyst with specialized skills in creating accurate and easy-to-understand financial charts. The provided charts should: - Primarily visualise my financial data - More specifically, illustrate information regarding loans and returns - Include detailed insights and possibly future predictions Applicants with a strong understanding of financial elements and prior experience in lending market analysis will be most successful in this role. It is crucial to interpret the numbers correctly and represent them efficiently. It will be beneficial if you can explain the data to non-technical team members as well. hi, need a two charts, one chart needs to be comparing our loan/elones to all the other teams. second chart needs to sh...
I would like to work with someone proficient in analyzing non-performing loans, specifically those related to Freddie Mac or Fannie Mae. Although no past experience with these US government-sponsored enterprises is required, having a strong financial analysis background is a must. Your task will include: - Deep diving into the specifics of non-performing loans. - The generation of comprehensive reports based on your findings. - Potential risk assessment related to these non-performing loans. Ideal candidates would have substantial experience in financial analyses, preferably with a focus on loans and risk assessment. Proficiency in data analysis tools and a keen eye for detail would be greatly appreciated.
I'm seeking a motivated salesperson with a special focus and understanding of unsecured personal loans. The ideal candidate should come equipped with: - Mid-level experience in personal loan sales - In-depth knowledge of unsecured personal loans No preference regarding gender, any passionate candidate who meets the above qualifications is welcome. Your role will involve expanding our client base by leveraging your sales skills and knowledge on unsecured personal loans.
I need an expert to examine a loan document, specifically its terms and conditions. The document needs to be scrutinized thoroughly for general legality and liability, ensuring it holds up against standard legal compliances. The ideal candidate for this task would: - Have a strong legal background, especially in the area of finance and loans. - Be well-versed in deciphering legal jargon. - Be experienced in spotting potential liabilities and legal issues. Critical areas for review: - Payment Terms: Includes understanding the structure and implications of repayment terms and schedules. - Ongoing responsibilities: Identifying the medium to long-term obligations that the agreement implies. - Breach Consequences: Understanding the legal and financial implications if a breach of the a...
I'm in need of an adept social media manager to handle various platforms for my financial company. The task includes creating and posting engaging content on our Twitter, Instagram, and Facebook profiles. You will also be responsible for managing our whatsapp and blogs. This entails crafting innovative articles revolving around finance-related topics, such as taxation, business loans, accounting, and credit rating. Daily posts are a necessity. Blogs can be produced alternate day. The ideal candidate should possess: - Proficiency in managing various social media platforms - Exceptional writing and editing skills - A strong understanding of finance-related content - Ability to create blog posts - Familiarity with Socialmedia communication
Need logo RY Home Loan & Financial Services Our services: Home Loans Requirements : - Clean logo - No 3D logos - No titled logos - No Emboss effect - No Gradient
**Position: Freelance Lead Generator for Islamic Home, Commercial, and Auto Loans in the UAE** **Description:** We are currently seeking proficient freelancers to assist in generating leads for Islamic Home, Commercial, and Auto loans in the UAE. As our valued partner, you will play a pivotal role in identifying and nurturing leads, ensuring they are diligently vetted, contacted, and poised for closure before reaching our team. **Key Responsibilities:** - **Seeking Expertise**: Proficient freelancers wanted to generate leads for Islamic Home, Commercial, and Auto loans in the UAE. - **Thorough Vetting Process**: Leads must undergo meticulous vetting, including contact and readiness for closure, prior to reaching me. - **Long-Term Opportunity**: This engagement offe...
...developer with a strong background in WordPress and plugin development. Ideal candidates should have experience creating plugins with similar functionalities. They must understand the crucial aspects of user engagement and UX design. Knowledge of financial systems would be a distinct advantage. The process goes like this: 1. A jotform is being filled up with the loan request information 2. All loans are added to a searchable data base on the site that allows lenders to login, and choose a loan that they like to send a bid on. When the lender choose a loan, they are going to enter their loan offer Loan to Value, Pre Payment Penalty, Rate, Origination and other loan costs. 3. A borrower will then be able to login and see all of the offers in a sortable table and pick the best...
As an expanding business grappling with a demand loan issue, we're seeking professional help to provide us with a strategic way forward in this domain of civil litigation. We're intensely focused on securing an expert with a wealth of knowledge around litigation and business loans. Working with freelancers well-versed in commercial litigation with a special focus on demand loans is highly desirable. Specific Tasks: - Providing legal analysis and advice - Drafting and reviewing legal documents related to loan - Representing our business in court, if necessary Ideal Candidate: - Solid experience in civil litigation - Previous case history with business demand loan disputes - Ability to communicate complex legal strategies clearly It's crucial for us to align...
As an expanding business grappling with a demand loan issue, we're seeking professional help to provide us with a strategic way forward in this domain of civil litigation. We're intensely focused on securing an expert with a wealth of knowledge around litigation and business loans. Working with freelancers well-versed in commercial litigation with a special focus on demand loans is highly desirable. Specific Tasks: - Providing legal analysis and advice - Drafting and reviewing legal documents related to loan - Representing our business in court, if necessary Ideal Candidate: - Solid experience in civil litigation - Previous case history with business demand loan disputes - Ability to communicate complex legal strategies clearly It's crucial for us to align...
