Create One Valid CSS/XHML page from my PSD

I would like one PSD file that I have designed turned into tableless, valid CSS/XHTML. I'd like for there to be a center area that expands automatically with added text, while the background remains unmoving. I'd like for it to be done in transitional (not strict) XHTML and I'd like for it to be spliced so there are at least three images that I can add alt tags to. The PSD features several areas that have text and I'd like for the PSD to be spliced without the text so that the same text can be added in the same font style in the code. The only text I'd like to remain an image is the nav. buttons, which I'd like to change color on mouseover, all other text should be added into the code with the link to my business name at the bottom of the page underline on hover.