Md J.

• A detail-oriented and strategic professional with 8+ years of progressive experience in the Financial Services industry as a Mortgage Underwriter, and Credit Service Executive, assisting global clients with solid expertise in 4Cs- Capital, Capacity, Credit and Collaterals, analyzing complex borrower documents, examining Financial Data and utilizing the findings to assist in underwriting decisions by identify any potential fraud and to determine income and repayment ability. • Adept in reviewing and analyzing highly complex borrower documents such as 1003 loan application, Appraisal documents, Tax documents, Title Report, Homeowner Insurance, Mortgage Statements, Credit reports, Bank statements, and Income documents: Paystub, W2, VOE, WVOE