android and iphone app for banks

Hello, i need a app for iphone and android . My idea is customers install the app on their mobiles and once they install they have to be prompted to login and they have to use the login and password provided by the bank . once they log in they should be able to check their balance and also should be able to send money. one they click send money they should be prompted to enter the mobile number or select from their contacts once done they should be prompted to enter the amount and their secret code once done and when they click send the app should send an sms to the mobile number which is entered with 10 or 12 digit code . once the receiver receives the code he can go to the nearby ATM of the bank and enter the code and withdraw the cash without any need of a debitcard or any card . its same like westernunion but through ATM . here involves the app, bank db and ATM . i need a working prototype of this app . you have to create a database aand a mockup bank site and also a mockup atm interface in the web . Please bid only if you previously developed any financial app or any iphone or android app . i need a demo of your apps you developed before i accept your bids . This is just a prototype if you guys can do it as needed the original project will be give to the developer . If any question please leave me a message . Thanks and Regards Perplenu Solutions .