I am an English mother tongue speaker currently living in Luxembourg. I have a Master's degree in International Business and a Bachelor's degree in International Management with German, both awarded by UK universities. I am a successful banker with over 20 years of experience working in Finance in the UK and New York. Accordingly, I am well used to participating in standardized tests to a high level of competency. I speak French and German, as well as English, and would be able to perform this task to the highest of standards.