Bank system internet jobs

I'm looking for an adept programmer who can create a system that automates the process of filling online forms with data. The ideal candidate should have: - Extensive experience in Automation programming - Strong knowledge of form-based online platforms - Proficiency in cross-verifying data with existing databases Key tasks: - Design and set up an automation system to accurately fill online forms with data. - Implement a cross-verification function that checks the data to be filled against existing data to ensure its accuracy. My expectations for this project are a system that will accurately and automatically populate online forms, saving valuable time and reducing potential errors caused by manual data entry. Your ability to add a cross-verification step ...

Need someone to go through one of my company bank statements for the last 8 months and prepare both years financial statements (profit/loss and balance sheet).

I'm in need of a virtual assistant to support me with basic internet research for a day. The ideal candidate for this role should be competent in conducting online research and organizing the findings in an easily digestible manner. Key Responsibilities: - Execute internet research on a given topic - Summarize the findings in a clear and concise manner - Organize the information for easy reference Ideal Skills and Experience: - Proven experience in basic internet research - Strong communication skills for clear summary - Ability to work efficiently and deliver on time - Proficiency in using tools for research purposes Please note that the expectation is for the work to be completed in a single day, so promptness and time management skills are crucial. The find...

...involve scheduling appointments, following up on inquiries, or other related tasks. Communication is key in this role, so you should be comfortable using various tools. I prefer to communicate task details through email, messaging apps, and occasionally through video calls. Please ensure you are able to work with these communication methods before applying for this role. Ideal Skills: - Strong internet research skills - Excellent communication skills - Comfortable making occasional phone calls - Proficiency in email and messaging apps - Familiarity with video conferencing tools Experience with virtual assistance or similar roles is a plus, but not required. I'm primarily looking for someone who is organized, reliable, and able to work independently. If you think you have...

I'm in need of a versatile e-commerce website developer who can help me create...similar to alibaba.com. The website is intended to sell a variety of products including Electronics, Clothing, Home goods, and Websites. Key Requirements: - The website needs to enable the sale of ready-made products, with a specific focus on tailor-made website accounts. - I'm also seeking customization options for my products, specifically in terms of size dimensions, material choice, and 'Internet Browsing'. Skills and Experience: - Proven experience in developing multi-product e-commerce platforms. - Proficiency in creating platforms with dynamic product offerings and customizable options. - Strong understanding of consumer behavior and e-commerce trends. Please share your rel...

I need an experien...Requirements: - I already have a DB schema for the App and all the flows mapped out - Need someone to build a test taking app - Users can create online test, generate links and take test using the application - The whole app will be less than 10 pages - The App will have a lot of funtionality like generating common test link, session specific test link, generating test scores/result, question bank support, dynamic questions... The ideal candidate should have: - Solid experience in NextJs, ShadCn, and Prisma. - Proven track record in E-commerce application development. - Ability to deliver high-quality work under tight deadlines. Please only apply if you are confident in your ability to meet these requirements and can deliver the project within the given ...

...ability to build trust and rapport with clients. • Hunter Mentality: You're a self-starter who thrives on generating leads and closing deals. • Product Knowledge: A strong understanding of the importance of a well-designed website and the value it brings to a business. • Tech Savvy: Familiarity with basic website design concepts and digital marketing trends is a plus. Technical Requirement: • Fast Internet • American English Accent • Quality Microphone Ready to take your sales career to the next level? We are! How to Apply? (Do the Following to be considered, copy and paste the template below and use as your cover letter) 1. Record Your Voice: Read the following sales script with your voice:

I am in need of a skilled individual who can create a robust and highly functional ERP system for me. This system should encompass: - Inventory Management - Sales and Purchase Management - Human Resources Management In addition to the above, I also require the system to handle Manufacturing Management, with a focus on: - Production planning and scheduling - Inventory control - Quality assurance The ideal candidate for this project will have extensive experience in system development and a comprehensive understanding of ERP systems. You should be familiar with all the mentioned functionalities and able to deliver high-quality results. Kindly note that im looking for some in Riyadh KSA

I need a competent writer with a strong understanding of computer science to help me research and write content for a web-based system. Key Requirements: - Proficiency in various areas of computer science, particularly in Artificial Intelligence, Data Science, or Cybersecurity. - Ability to thoroughly research and cover a range of topics within computer science, such as Machine Learning, Algorithms, or Network Security. - Excellent writing skills and the ability to articulate complex technical concepts in an engaging and easy-to-understand manner.

I need a capable and experienced writer to research and write about an IT-related topic for me. Key requirements: - Expertise in relevant IT fields such as Blockchain technology, Artificial intelligence, or Internet of Things - Strong research skills to ensure the content is informative, accurate and up-to-date - Ability to write in an engaging yet professional manner

I'm looking for a detail-oriented professional to support my business with bookkeeping and budget management tasks. Key Responsibilities: - Accurate management of accounts payable and accounts receivable in QuickBooks - Regular bank reconciliations to ensure that all transactions are accounted for correctly Ideal Skills and Experience: - Proficiency in QuickBooks software - Prior experience in accounts payable/receivable and bank reconciliations - A keen eye for detail and accuracy - Strong organizational and time-management skills The role will require weekly input, but this may vary depending on the size of transactions. Please provide an estimate of your hourly rate in your bid.

I'm looking for a skilled SAP FICO consultant with expertise in the Financial Accounting (FI) module. The selected professional will primarily handle: - General Ledger (GL) management - Accounts Payable (AP) - Accounts Receivable (AR) - Bank-related activities Additionally, you will be required to generate key reports including: - Profit and Loss Statement - Balance Sheet - Cash Flow Statement Ideal candidates should have in-depth experience managing the above tasks within the FI module. Extensive knowledge of SAP FICO and a keen understanding of financial reports are vital for this role.

I'm in need of a creative writer to come up with "Would You Rather" jokes for a middle school audience. The jokes should: - Be suitable for middle school students. - Be delivered in written form, without the need for illustrations or audio. - not IA generated - not from internet or from existing books (sorry, we already have them all) Ideal candidates for this project are: - Experienced writers or joke creators who understand the unique sense of humor of middle schoolers. - Able to produce engaging and fun content that is suitable for kids/family party. - Creative and able to come up with a wide range of jokes on different everyday topics. Your work will help entertain and engage our young listeners and must respect the target audience's age and sensibilitie...

Develop or sketches to run dual processors in circuit as described in schematic , The light, called Eos 24, has three use cases or modes: 1. SW1 is closed: The neopixel runs constantly until SW1 moved to open. 2. SW1 is open: The neopixel runs when the PIR is triggered until interval4 is elapsed. When SW1 is open and interval4 is elapsed Eos 24 is in standby mode and the Neopixel is dark. 3. SW1 is open and interval4 is elapsed. This is standby mode and the Neopixel is dark until the PIR is triggered again.

...appealing banner for my website. The banner should be a balanced mix of text and images, adhering to a specific color scheme. Please upload the finalized design incorporating our logo for website consideration; any mock-up submissions will be automatically disregarded. You will find the necessary information attached for creating the banner, which focuses on the KTT Telex services offered by the bank. All details about this service are included in the attached file. **Key Requirements:** - Design a website banner with a mix of text and images - Use the specific color scheme as the banner currently showcased on the website: https://prominencebank.com. - Banner Size: 1903x560 cm **Ideal Skills:** - Graphic Design - Web Design - Proficient in design software such as Photoshop, I...

We a...files to your personal Dropbox account which has a minimum capacity of 1TB. Qualification: - Experience and proficiency in storing and managing files in Dropbox. - Have a Dropbox account with a minimum storage capacity of 1TB. - Exceptional attention to detail to ensure each file is stored properly and organized. - Ability to work quickly and efficiently, with 1 day deadlines. - Has unlimited internet connection with high download and upload speeds. Required Skills and Abilities: - Good file management skills to ensure all files are organized and easy to access. - Ability to work independently or in groups and complete tasks on time. If you meet the qualifications above and are interested in joining our team, please submit your experience with managing audio files and usin...

...manager system from Google Script (Javascript) to Office365. The primary purpose of this migration is to rebuild the system on a completely different platform. Key Requirements: - Proficient in Google Script (Javascript) - Familiar with Office365 platform - Previous experience with voicemail manager systems is a plus The ideal candidate for this project should have a strong background in both Google Script and Office365, with a particular focus on migration projects. Since the goal is to enhance the system's reliability, it is important that the freelancer has a good understanding of the intricacies of voicemail manager systems. The project's success will depend on the freelancer's ability to effectively transfer the existing system's functionaliti...

I'm seeking a skilled individual to assist with...individual to assist with a multi-machine power system dynamics analysis and control. The primary goal of this project is to optimize power flow efficiency. Key Requirements: - Proficiency in power systems dynamics and control analysis - Experience with multi-machine systems - Ability to optimize for voltage levels Your responsibilities will include: - Conducting power system dynamics analysis - Implementing control measures to optimize power flow efficiency - Focusing on voltage levels optimization Ideal candidates should have a strong background in power systems, and be able to work on a multi-machine system. This project will require a good understanding of power flow and voltage levels in order to maximize ...

I'm seeking a seasoned freelancer to devise a Derby car timer using Arduino ...lane to show timing results. - Winner Identification Feature: An 8x8 matrix screen for indicating 1st and 2nd place finishes. Ideal Skills and Qualifications: - Working knowledge of Arduino programming language. - In-depth understanding of microcontroller-based systems. - Hands-on experience with infrared sensor technology. - Ability to integrate multiple components into one cohesive, functioning system. - Practical knowledge of LED Display systems, specifically the 7-Segment LED HT16K33 Backpack. - Comfortable with crafting solutions for race-based project requirements. In bidding, please showcase your experience with Arduino Uno projects, and if possible, share examples of similar timing systems ...

Validation of Sample implementation of One Loan product (Business Loan) created by Transdigital team. - Help Transdigital team in End to end testing of the system after product configuration - Creation of Roles and Users - Generation of Reports - Conducting on the job training for Trasdigital Business Analysts

I'm looking for a skilled developer to help me customize my current PHP SMS system. It's primarily used for sending notifications. I have the script and has been working with twilio, however all of a sudden it stopped working due to twilio changes I need assistance in modifying the script

I require an advanced database to streamline church operations. It must include: - Member management: This involves recording personal details of each member, tracking attendance, and allocating to the right departments. Each member's record should also include household and family details, with specific fields for spouse and child...fields like gender, age, membership status, notes, and whether they serve as workers or ministers. - Financial management: The platform should have capabilities for recording and tracking financial contributions. Ideal freelancers will have experience in building similar database systems, with a keen understanding of how to translate our church's requirements into a user-friendly, efficient system. Knowledge of member management systems wi...

1. Create a customer registration system 2. Publish ads with a online payment gateway 3. Call button for mobile phone when scrolling needs to call the registered phone number for customer 4. Automatic email reminder for ad expiry and if there is no payment ad has to be removed automatically.

I'm seeking an experienced C++ developer to create a simulation study focused on analyzing system performance. The freelancer should be proficient in: - C++ programming - Building simulation models - System performance analysis The end goal is to have a robust, accurate simulation that can analyze the performance of various systems. Prior experience in similar projects would be highly advantageous.

I'm in need of a virtual assistant to support me with basic internet research for a day. The ideal candidate for this role should be competent in conducting online research and organizing the findings in an easily digestible manner. Key Responsibilities: - Execute internet research on a given topic - Summarize the findings in a clear and concise manner - Organize the information for easy reference Ideal Skills and Experience: - Proven experience in basic internet research - Strong communication skills for clear summary - Ability to work efficiently and deliver on time - Proficiency in using tools for research purposes Please note that the expectation is for the work to be completed in a single day, so promptness and time management skills are crucial. The find...

I need a robust class management system that caters to the needs of a large-scale educational institution. Our primary users will be students, teachers, administrators, and parents. Key Features: - Attendance Tracking: The system should allow teachers to mark and track the attendance of students. - Grade Management: An intuitive grade management system that enables teachers to input and calculate grades effectively. - Messaging System: A communication platform that facilitates seamless interaction between all stakeholders (students, teachers, administrators, and parents). By Whatsapp - Schedule Change Option: The system should have a feature that allows for the smooth management of schedule changes. User Base: - The system will cater to over 100 ...

I'm in need of an Advanced SAP PAPM Trainer to join our dynamic team. The ideal candidate should: - Possess advanced expertise in SAP PAPM - Be able to deliver engaging and interactive training - Have prior exp...Possess advanced expertise in SAP PAPM - Be able to deliver engaging and interactive training - Have prior experience in training others on this particular module Please note that we are specifically looking for an individual with a strong background in this specific module, rather than a general SAP professional. The training will be conducted remotely, so good communication skills and a strong internet connection are essential. If you fit this criteria, I'd love to hear from you. Let's discuss the details and how we can work together to ensure a succes...

I need a robust and efficient platform that will help in managing incubator operations effectively. This online portal shoule cater not only for startups but also for incubator staff, investors, and our research partners. The following features are essential: - User management: This will facilitate management of all users in the system including startups, staff, investors, and research partners. - Project tracking: It should enable us to track and monitor all incubator projects. - Resource allocation: Feature to allocate and monitor resources for all included startups is crucial. - Recruitment and selection of businesses: Swipe in potential incubatees, and streamline their onboarding. - Performance tracking: Monitor and assess the development of startups enlisted. - Meetings...

Proposal for Technical Writing Project: Internet Safety for Children Introduction The digital age has brought unprecedented access to information and communication tools, but it also poses significant risks, especially for children. This project aims to develop a comprehensive guide on Internet Safety for Children, addressing the critical need for educating parents, teachers, and children themselves about safe online practices. Project Overview The project will produce a series of technical documents that provide practical advice, safety guidelines, and resources for ensuring children’s safety on the internet. These documents will be designed for various stakeholders, including parents, educators, and children. hope you will this report and proposal well Regards...

...significantly improve item identification and management. Platform & Function: - Cross-Platform Development: The application should be developed for both iOS and Android platforms, ensuring that I can access and utilize it regardless of the device I'm using. - Offline Functionality: The app must support full offline functionality. As I'll be using it in various settings, sometimes without an internet connection, it's crucial that all features are available and operational in offline mode. Ideal Skills & Experience: - Proficiency in Mobile App Development: I'm looking for a developer with a proven track record in creating high-quality, user-friendly mobile applications for both iOS and Android platforms. - QR Code Implementation: A strong understandin...

I'm looki...software engineer who can proficiently integrate software with hardware. Key tasks: - The successful freelancer will be required to integrate software with an industrial control system and Programmable Logic Controllers (PLCs). Ideal skills and experience: - The ideal candidate will have considerable experience in machine software engineering, with a focus on software and hardware integration. - In-depth understanding and hands-on experience with industrial control systems and PLCs are crucial for this task. - Experience with programmable logic controllers (PLC) is particularly critical. We are looking to build a load bank with Canbus or another form of communication protocol that can be controlled from a single location. Software will have to be develop...

Hi, I am looking for a developer to maintain, make upgrades and fix bugs on my current website and booking system. The system has been done in SQL written in C# by my old developer. He has had a change of career and can no longer work on things but is happy to do a handover to make things easier. This will be an ongoing business relationship and not a one off thing so will need someone with good communication and accurate times of completion. Thanks, Luke.

I am in need of a skilled freelancer to develop a cloud-based document management system. This system will be used within my small team, which consists of less than 10 users. Key Features: - File Storage and Organization: The system needs to allow us to securely store and categorize our text documents. - Document Indexing and Search: It should have an efficient indexing system with a powerful search capability, so we can quickly find and access the necessary files. Ideal Skills and Experience: - Proficiency in cloud-based technologies - Experience in developing document management software - Familiarity with creating systems optimized for small teams Please let me know your relevant experience and how you plan to approach this project.

I'm seeking a proficient and experienced UI designer with superior skills in Figma, Sketch, and Adobe XD. Your task will be to design a unique, user-oriented interface for a Warehouse Management System. The project is primarily aimed at enhancing the interface with key features. Skills and Experience Required: - Proven UI design experience - Proficiency in using Figma, Sketch, and Adobe XD - Experience designing interfaces for Warehouse Management Systems (preferred, but not mandatory) - Experience using tools such as Photoshop, Sketch, Illustrator, InVision, UXPin, Quartz. - Understanding of basic front-end languages: HTML5, CSS3 Javascript. -Creative ideas with problem solving mindset. - Experience working in an agile/scrum development process. Key Features for the Interf...

I'm seeking a talented developer to construct a robust DDEX music distribution system. This platform will serve as a key component of my radio station's operations. We're looking for a developer with experience on building a DDEX distribution system where the user can upload the tracks and albums, images to distribute on different dsp sites like Spotify, Beatport, Apple Music, etc and receive music from our industry partners. With functionalities where the user can upload any format of track file like mp3, wav, flac so that it can be encoded into different formats and can be distributed to different dsp sites depending upon required formats. The administrator can upload the royalty files in different formats like xls, csv, txt. provided by dsp sites and calcul...

...developed already. We need to develop additional features, stability need to develop to make it ready to launch. Basic features: ➔ • Registration and Login features ➔ • Simple and easy registration process for parents with OTP verification ➔ • Tutor and Student profile section ➔ • Monthly subscription for tutors ➔ • Free registration for parents Salient Features: ➔ • Posting tuition requirement ➔ • Internet calling to parents. ➔ • Rewards and cashback facility for tutors to confirm tuition. ➔ • Refer and earn points. Parent side ➔ Account creation ➔ Build student profile ➔ Post tuition requirement ➔ Go through tutor’s posts ➔ Choose the best fit tutor ➔ Request demo classes ➔ Discuss on call ➔ Get demo classes ➔ Confirm tuition (...

...developed already. We need to develop additional features, stability need to develop to make it ready to launch. Basic features: ➔ • Registration and Login features ➔ • Simple and easy registration process for parents with OTP verification ➔ • Tutor and Student profile section ➔ • Monthly subscription for tutors ➔ • Free registration for parents Salient Features: ➔ • Posting tuition requirement ➔ • Internet calling to parents. ➔ • Rewards and cashback facility for tutors to confirm tuition. ➔ • Refer and earn points. Parent side ➔ Account creation ➔ Build student profile ➔ Post tuition requirement ➔ Go through tutor’s posts ➔ Choose the best fit tutor ➔ Request demo classes ➔ Discuss on call ➔ Get demo classes ➔ Confirm tuition (...

...the requirement. I have a detailed document, The creative design skill is must to develop eye catching page, sense of design is must to choose font, color and other style elements. So I need the design and develop both skills. Please start your proposal with world "confident" so that I filter out random bids. I will provide text content for image, gif you have to use copyright free assets from internet. Task - Change the menu options and their styling to fit with the landing page - Header and Footer - Landing Page --- Vertical slider of 4 pages, paging enabled. When scroll up and down complete page should change. In left side I want the page number indicator too. Each lider will have different background color and background gif for animation. --- Static section --- St...

I'm in need of an expert to assist with the following project. - My current POS system, an Ingenico, is frequently crashing and it's impacting the smooth operation of our sales process. - I need the POS system to be downloaded on my preferred Operating System, Windows - In addition, I need you to diagnose and resolve the frequent crashing issue The ideal candidate for this project should be experienced with POS systems, have a strong understanding of Windows OS, and the ability to troubleshoot and resolve system crashes.

I'm in need of a skilled website developer to create an ecommerce site. The website will be focused on selling physical products and will have less than 5 product cat...The website will be focused on selling physical products and will have less than 5 product categories. Key Requirements: - The site should incorporate a clean and user-friendly interface to enhance customer experience. - I require the integration of payment gateways for credit card and bank transfer. Ideal Skills and Experience: - Proven experience in developing ecommerce websites, particularly those focused on physical products. - Proficiency in integrating payment gateways, especially for credit card and bank transfer. - Strong understanding of user interface design to create a visually appealing and ...

As a family-focused internet service provider, I'm seeking a talented graphic designer to create a printable flyer for our latest advertising campaign. Key Requirements: - Target Audience: The campaign is aimed at families. This should be reflected in the design, using imagery and language that appeals to a family demographic. - Message: The key message of the flyer is the exclusive welcome offer we have for new subscribers. The flyer should clearly communicate this offer in an engaging and visually appealing way. - Format: The preferred format for the advertising creative is a printable flyer. The design should be optimized for print, so that it looks great both on screen and on paper. Ideal Skills and Experience: - Proven experience in graphic design, particularly in creat...

I'm in need of a Wix website designer to create an engaging and user-friendly online store. This p...beneficial. - UI/UX Design Skills: A user-friendly and engaging design is crucial, targeting a young adult audience. - Drop-Shipping Integration: Previous experience with drop-shipping integration would be advantageous. Items are not created yet so you must be able to make the website with some dummy items first for testing. I am not able to call about this site due to my current location and internet speed. So we must be able to communicate via Freelancer, whatsapp chat etc. If you have a passion for social justice and the skills outlined above, I look forward to hearing from you. The candidate must be ok with working on a site that promotes women's rights, LGBT, bla...

I'm looking for a seasoned expert in internet connection, specifically mobile data, to help me set up a reliable network for multiple devices. This internet connection is highly needed for various purposes, including but not limited to, effective email communication, comprehensive online research, and efficient social media networking. Here are the specific requirements: 1. Internet Type: My preference is mobile data. I expect you to provide a solid solution that will offer uninterrupted internet connection and advise on a good data plan suitable for heavy usage. 2. Devices: This network should comfortably support more than five devices concurrently without compromising its speed or reliability. 3. Skills: Ideally, you should be savvy in network managem...

I'm looking for a professional who can work with me in programming and installing a POS system on Ingenico iwl250 GPRS terminals. Details: - Programming: The system requires a set of specific programming requirements such as customisable user interface, integration with existing POS software, real-time inventory management, and OS download. - Installation: The installation could be a mix of fixed and remote installations, so you must have experience with both. Additionally, the system requires security features like encryption of sensitive data, secure remote access, and user authentication. Ideal Skills: - Prior experience in programming POS systems - Proficient in customizing user interfaces - Strong background in real-time inventory management - Knowledg...

...#Gujarati? Do you have a keen ear for detail? Join our team as a remote #transcriptionist and transcribe #audiorecordings into text from the comfort of your home. ?#Requirements: - Proficiency in one or more of the following languages: Odia, Manipuri, Assamese, Persian Arabic, or Gujarati. - Excellent listening skills and attention to detail. - Ability to type accurately and efficiently. - Reliable internet connection and computer/laptop. ?‍? #Responsibilities: - Transcribe audio recordings into text accurately and efficiently. - Adhere to project #deadlines and quality standards. - Maintain confidentiality and security of sensitive information. ? #Benefits: - Work from home with #flexiblehours. - Competitive compensation. - Opportunity for growth and advancement. - Contri...

I'm looking for a freelancer with specific experience in Vegavoip. The main task will be to set up a new Vegavoip system, ensuring it's up and running smoothly. The key features that are an absolute must for this system are call forwarding and call out capabilities. Ideal Skills and Experience: - Proven track record of setting up Vegavoip systems. This is essential for the successful completion of the project. - Familiarity with configuring VoIP providers. While the main focus is on Vegavoip, additional experience with VoIP provider configuration would be an advantage. - Strong understanding of essential features such as call forwarding and call out. The successful candidate will need to ensure these features are working correctly.

I'm looking for a seasoned developer to create a desktop application focused on data management. This software will be used on the Windows operating system and must be developed using Java. The ideal candidate will have: - Extensive experience with Java and Windows development - A deep understanding of data management systems - The ability to work effectively and communicate progress regularly Please provide a clear demonstration of your skills in these areas when submitting a proposal, we are looking for the best development talents to execute this project.

I'm looking for a developer to create a VPN application that will run on both IOS and Android. This application should support both SoftEther VPN Protocol and OpenVPN. Key features to be included: -Protocols: Support both SoftEther VPN Protocol and OpenVPN. - Data encryption: An essential feature for securing users' data - Kill switch: A crucial function that ensures users' internet traffic is cut off should the VPN connection fail - Multi-location support: The VPN should offer various server locations for users to connect to securely The ideal candidate should have experience in developing applications for both IOS and Android, as well as prior experience in VPN development. A strong understanding of network security concepts and protocols is a must. The ability to...

As a university student with some customer service experience, I need help in crafting a professional, ATS-friendly resume. My aim is to secure interviews for a customer service position at a bank. This project needs to be finished ASAP. Ideal freelancer would have: - Extensive resume building experience - Understanding of Applicant Tracking Systems (ATS) - Skill in emphasizing communication, problem-solving, and multi-tasking abilities Any samples of similar work done would be highly appreciated.

I'm looking for a skilled developer to help me resolve some bugs in my system and provide ongoing support as needed. Ideal skills and experience include: - Strong experience in bug fixing - Proven success with database issues - Excellent knowledge of system design Expectations: - Implement bug fixes and make suitable modifications to address these issues - Provide ongoing support as needed - Communicate updates and feedback through remote access to my system I'm open to discussing the project further with qualified individuals.